Thanks to the convenience of NFC and smartphone payments, many people no longer carry wallets or remember their bank card PINs. All their cards reside in a payment app, and using that is quicker than fumbling for a physical card. Mobile payments are also secure — the technology was developed relatively recently and includes numerous anti-fraud protections. Still, criminals have invented several ways to abuse NFC and steal your money. Fortunately, protecting your funds is straightforward: just know about these tricks and avoid risky NFC usage scenarios. What are NFC relay and NFCGate? NFC relay is a technique where data wirelessly transmitted between a source (like a bank card) and a receiver (like a payment terminal) is intercepted by one intermediate device, and relayed in real time to…