AI is making fraud harder to spot and identity harder to prove Online fraud has become a routine concern for consumers and businesses that rely on digital accounts, payments and customer service. Experian’s 2026 U.S. Identity & Fraud Report describes a market where scams extend across messages, websites, documents, voices, images and account activity. Security measures that make consumers feel most secure (Source: Experian) Deception spreads across digital channels Fraud used to be treated as an isolated event, such as a forged check, stolen credit card or false invoice. It has become a regular part of digital activity, appearing through phishing emails, scam texts, delivery notices, misleading ads and account alerts. The growth of online banking, shopping, payments and customer support…