Passwords are where PCI DSS compliance often breaks down Most PCI DSS failures do not start with malware or a targeted attack. They start with everyday behavior. Reused passwords. Credentials stored in spreadsheets. Shared logins are passed around during busy periods. For CISOs, password hygiene remains one of the least technical and most difficult parts of compliance. PCI DSS 4.0 sharpened its focus on people. Training, authentication practices, and accountability now receive more scrutiny. The shift reflects a reality security leaders already know. Controls on paper do not matter if employees do not follow them. This is where password managers move from convenience tools to compliance infrastructure. Used correctly, they support PCI DSS requirements while shaping daily behavior. Used…